Do you sell an off-the-shelf pawnbroker system?

No — and we won't pretend otherwise. What we build is your pledge-tracking system as a fixed-price custom build (from €3,000), assembled on patterns we already ship in production: item intake with photos and valuations, item-lifecycle tracking, and automated customer reminders. You get software shaped to how your counter actually works, and you own the code.

What would a custom pawnbroker system cover?

Typically: item intake with photos and descriptions, valuation records, the pledge lifecycle (pledged, renewed, redeemed, forfeited), due-date reminders to customers by SMS or email, a searchable item register, and clean exportable records for your accountant and your regulatory obligations. Scope is agreed and priced fixed before any work starts.

Does the software handle regulatory compliance for pawnbroking?

The software gives you clean, complete, exportable records — the paperwork side. Regulatory authorisation and compliance obligations (such as consumer-credit rules) remain your responsibility as the licensed business, and we recommend confirming requirements with your advisor. We build the record-keeping to make that side of your life easier.

Why a jewellery software studio for pawnbroking?

Because most pledges are jewellery and watches. JMS Dev Lab was founded by a former multi-location jeweller, and our shipped products already handle jewellery item intake, photo documentation, valuations, and customer SMS — the exact building blocks of pledge tracking. Seven of our apps are approved on the Shopify App Store.

⚖️ For Pawnbrokers & Buy-Back Stores

Pledge Tracking Built by Someone Who Knows the Counter

Item intake with photos, valuations, the full pledge lifecycle, and automatic due-date reminders — a custom system shaped to your shop, built on patterns we already run in production. Founded by John Moore, who ran Moores Jewellers, a multi-location jewellery retailer — and most of what crosses a pawn counter is jewellery.

Fixed price from €3,000 · €490 prototype sprint to start · You own the code · 7 apps approved on the Shopify App Store

Get a Free Review of Your Pledge Workflow See Published Prices

Sound Familiar?

The Pledge Book Deserves Better Than a Ledger

Pledges live in a ledger and a drawer of tickets

Item descriptions, loan amounts, renewal dates — handwritten, unsearchable, and one spilled coffee from disaster.

No photos means arguments at redemption

"It didn't have that scratch when I pledged it." Intake photos attached to every item end that conversation before it starts.

Chasing due dates by memory

Renewals and redemptions slip because nobody rang the customer. Automated SMS/email reminders catch them — politely, on time, every time.

Record requests are a weekend of paperwork

When your accountant — or a regulator — asks for records, a clean, searchable, exportable register turns a weekend into ten minutes.

How We Build It

Your System, Assembled From Patterns We Already Ship

We don't sell an off-the-shelf pawnbroker product — we build yours, fixed-price, on production patterns from our jewellery suite. That's why it's €3,000 and weeks, not €30,000 and quarters.

Item intake & valuation

Photos, descriptions, and valuation records at the counter — the same pattern our Jewel Value app ships for jewellery appraisals.

Pledge lifecycle

Pledged → renewed → redeemed or forfeited, with dates, amounts, and history per item — the item-lifecycle engine behind our RepairDesk app, re-shaped for pledges.

Due-date reminders

Automatic SMS or email before renewal and redemption dates, with consent and opt-outs handled properly — the messaging engine from our GemReach clienteling product.

Searchable register & exports

Every item, pledge, and payment searchable in seconds, exportable for your accountant and your compliance obligations.

Your rules, not ours

Interest structures, renewal terms, ticket layouts, multi-branch — custom means it matches how your shop actually trades.

You own everything

The code, the data, the hosting logins. No per-record fees, no platform lock-in, EU-hosted by default.

Why Trust Us

Shipped Software, Published Prices

The proof: JMS Dev Lab builds and operates 14 products, seven of them approved on the Shopify App Store — each one passed Shopify's independent review. The founder ran a multi-location jewellers, so item intake, valuations, and nervous customers at a counter aren't theory to us. Every price is published on our pricing page.

Free review

Describe how pledges work in your shop today. We reply within a business day with an honest read — including if software isn't worth it yet.

€490 prototype sprint

One week, fixed: a clickable prototype of your pledge workflow. 100% credited against the build if you proceed.

Fixed-price build

From €3,000 with a written scope, milestone payments, and our scope-match guarantee — if it doesn't match the scope, you don't pay the final instalment.